Scope of cover
Worldwide.
INSURANCE POLICY ANNUALITY 2020 = 108 euros (108 euros) / 9 euros per month / per 30 cents per day
Important: information on the AVLE 2020 Collective Policy
Once again, we are making the Collective Accident and Civil Liability Policy available to AVLE members. The last three financial years, including this one which is about to end, have been years of very high accident rates. This accident rate has led us to lose the accident policy with AXA at the time, and this year to see the cost of the policy taken out with SURNE increase for the second time in a row. Accidents are one of the biggest concerns of AVLE, having the necessary knowledge of flying, practice and flying hours, the conservation and condition of the equipment, as well as the observance of safety measures and weather conditions, are an important part of avoiding accidents in free flight.
If any pilot of free flight at the time is a user of Paramotor has to know that the collective policy covers that modality too. To register in the collective policy we must facilitate the courses that qualify us as free flight pilots, the year in which they were studied, the school that taught them, and the experience (flight hours) that we have. Remember that the veracity of this information is the responsibility of the person who provides it, and AVLE reserves the right to check this veracity.
In the negotiation of this year we have again combined the Accident Policy with the Civil Responsibility Policy. The cost of both policies remains at 108 euros, which is an increase of 24 euros with respect to last year.
In this year’s negotiation we have agreed to combine both the Accident Policy and the Civil Liability Policy. The cost of both policies is 84 €, an increase of 10 € compared to last year.
AVLE Insurance Information
In this section you will find information regarding AVLE’s insurance policies. If you have any questions, please send an email to socios@avle.org. The Spanish Free Flight Association offers its members two collective policies. One for Accidents, and one for Civil Liability. Both are contracted with SURNE, Seguros & Pensiones. The medical assistance service of the accident policy is managed by the Siglo XXI Medical Advisory Company, ASESMED.
There are two types of membership in AVLE, you can be a member of AVLE and not subscribe to the general policy, and you can be a member and subscribe to the general policy, the first type of single member must pay the annual membership fee that is fixed each year. The second modality, member with insurance, must also pay the fees that the Insurance Company has for each year.
Distribution of amounts registered as a partner of AVLE
| Membership Fee 2020 | 17 € | |
| Accidents Policy + Civil Responsibility Policy | 108 € | |
Methods of payment
The most important thing of all is to fill in the membership form, this year 2020 you can find it in the following link:
Partner with AVLE Collective Policy 2020
For payment of the AVLE fee, payment by bank transfer to AVLE’s account is only accepted in the instructions email received when filling in the form, all the details for payment are given.
VERY IMPORTANT!!!! Indicate your name in the concept of the transfer in order to identify it without problems.
Explanation of the concepts
The Accident policy, plus the Civil Liability policy (they cannot be contracted separately) for the year 2020 remains in a quota of 108 €. The fee for AVLE 2020, after remaining at the same amount since the origin of the Association, has been decided to increase it to 17 euros. To ensure that we can meet all the objectives of AVLE. They will serve to continue the different legal processes that we have started to defend the practice of free flight, and to be able to carry out the projects that we have in mind (and those that you suggest). And above all to make the leap to our main objective this year, the creation of an Independent Federation of Free Flight. Therefore, if we want to take advantage of the modality of Member with AVLE Insurance 2020, the fee to be paid is 125 euros.
The Policies
Every year the members automatically leave the Association on December 31st, and the whole process of joining the Association has to be carried out again. This means that the number of members of AVLE lasts only one year, since they are distributed in the order in which the payments of the fees of the chosen modalities are received.
The accident policy is of the “reimbursement” type, this means that if we are attended in non-agreed Centres, we must pay the bill. And then request reimbursement of the amounts paid. AVLE will facilitate your request for reimbursement through our insurance broker. If possible, always use the agreed centres, so it is essential to use the 24-hour telephone numbers of ASESMED in order to be directed to them as soon as possible.
ASESMED
Telephone: 92 640 6441
Tel.: 91 737 7773
24-HOUR SERVICE
VERY IMPORTANT: The policy is Worldwide coverage but National, what does this mean? All Concerted Medical Centers are in national territory. If we suffer an accident abroad, our policy will cover all the medical expenses of the treatment in Spain. Assistance in non-agreed centres is limited to an amount. That is why it is necessary that if we travel and intend to practice the free flight, we contract a specific travel insurance, which covers us the first attention in the country of destination, as well as the re-patriation to our home.
The usual thing is that the period for registering with AVLE begins in mid-December prior to the start of the new course, the reason being that the members can register for the policies and that they can enjoy the insurance from the first day of January.
The term to adhere to AVLE’s collective policy ends with the first quarter of the year, that is, March 31st of the year to be insured. Don’t leave it until later, the cost is the same and if you miss the deadline you will not be able to join our collective policy.
Accident insurance, guarantees collected
SURNE Company, Insurance and Reinsurance
Summary of coverage and indemnity limits.
| WARRANTIES | CAPITAL INSURED: |
|---|---|
| ACCIDENT DEATH, Adults | 6.000 € |
| TOTAL PERMANENT INCAPACITY | 6.000 € |
| COSTS OF ASSISTANCE IN CONTRACTED CENTRES | ILIMITADOS |
| COSTS OF CARE IN CENTRES OF YOUR CHOICE | 1.200 €* |
| CASUALTY INDEMNITY | 6.000 € |
| * Expenses in unsubsidised centres will be paid by the injured party. And reimbursement will be requested from the insurance company up to a maximum of €1,200 covered. | |
Liability Insurance Summary
Company, AXA General Insurance
Coverage and capital.
Operational Civil Liability 2020
| Civil Responsibility of Exploitation. | 1.000.000 € |
| Employer's Civil Liability. | 1.000.000 € |
| Professional Civil Liability. | 1.000.000 € |
| Civil Liability Subsidiary Subcontractors. | 1.000.000 € |
Other guarantees and conditions 2020
| Bail bonds, civil and criminal | INCLUDING |
| Legal defence by the company | INCLUDING |
| Sanctions on data protection. | 60.000 € |
| Right to forget. | 5.000 € |
Sports activities covered by the policy.
Mountain biking, Mushing, Mountaineering, Hiking, Surfing and Windsurfing, Crossing, Flysurfing, Road biking, Tibetan Bridge, Swimming and water games, Rapelling, Canoeing, Canyoning, Rafting, Climbing, Alpine skiing, Caving, Sailing, Skydiving, Paratrike, Canoeing, Equestrian Tourism, Tyrolean, Snorkeling, Bodyboarding, Bridge Jumping, Elastic Jumping, Diving and Underwater Activities, Snowkite, Ferrata Trails, Free Flight, Non-motorized Flight, Heli-skiing, Off-piste Skiing, Hot Air Balloon, Paramotor.
Special Conditions Covered Sports Activities.
General Conditions of the Accident Policy.
Particular Conditions of the Accident Policy.
General Conditions of the CR Policy.
